Acta Oeconomica Pragensia 2005, 13(4):113-120 | DOI: 10.18267/j.aop.210

Quality Changes in Comercial Insurable Risk

Jaroslav Daňhel
Prof. Ing. Jaroslav Daňhel, CSc., Katedra bankovnictví a pojišťovnictví na Fakultě financí a účetnictví Vysoké školy ekonomické v Praze.

The paper show the main reason for a general decline of ratings of insurance and reinsurance companies and gives several practical examples of disasters situations in the past few year, including floods in Czech Republic.
The paper also deal with some recent examples of fundamentals changes of risks cause by decesion of state administration that were not consulted with insurance companies and may cause futer deteratioration of the overall situation. The conclusion is, however, rather optimistic, the brunch is stabil and relatively safety, insurance companies behaving with utmost care.

Keywords: quality changes in non-life risks, gender and life insurance, situation on czech insurance market
JEL classification: G22

Published: December 1, 2005  Show citation

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Daňhel, J. (2005). Quality Changes in Comercial Insurable Risk. Acta Oeconomica Pragensia13(4), 113-120. doi: 10.18267/j.aop.210
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